Report Shows the Social Security Trust Fund Could Run Out of Funds as Soon as 2031


According to a report by the Social Security Administration, the asset reserve dedicated to the benefit program for old-age, survivors and disability insurance could be depleted around 2034 under present circumstances. If the Social Security Administration has higher costs, it could be depleted as soon as 2031.


A social safety net is synonymous with a failsafe for many, but in the case of the U.S. Social Security system, additional action is needed to ensure it stays that way.

The annual OASDI trustees report by the Social Security Administration, covering old-age, survivors and disability insurance, shows that under the present circumstances, the asset reserve dedicated to the benefit program could be depleted sooner rather than later.

As Statista’s Katharina Buchholz reports, under the report’s intermediate scenario, asset funds would run out sometime in 2034, while this could happen as soon as 2031 if the administration was to shoulder a high volume of costs in the upcoming years.

Under the low-cost scenario, the fund could remain solvent until 2066. The intermediate date was moved forward in the course of the COVID-19 pandemic, which seriously diminished Social Security’s income in payroll taxes.

Infographic: When Is the Social Security Trust Fund Running Out? | Statista
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The system’s expenditures have been above its income for some time – with the difference being taken out of the asset fund and the interest it creates – but the gap has been widening over the years.

As Baby Boomers retire and Americans are having fewer children, the balance between those who are working and funding social security and those who are receiving old age, survivor or disability benefits continues to tip.

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Olde Reb
Olde Reb
2 months ago

What percentage of SS funds collected go to seniors over 63 ?

2 months ago

I learned that illegal aliens are now receiving SS. WTF??

MJRaichyk, PhD
MJRaichyk, PhD
2 months ago

Yeah, the birthrate effect has changed the ratio of workers-paying-in to beneficiaries-receiving-payments. .. but only after the longevity and now boomer effect had its own impact… Originally SSA had 42workers to 1 beneficiary..that was 1940. By 1960, SSA had 5 workers to each 1 beneficiary.. By 2021, SSA has 3 workers to each 1 beneficiary.. As a result, the money coming in -vs- money going out is a $270B annual downward picture… AND the interest on the Trustfund is only adding $65B / year So that $2.8T in the Trustfund ain’t gonna make it much longer before CHANGES are needed….… Read more »